The local credit union will let teens get a debit card if they take a set of financial literacy courses first (sounds like a pretty good idea to me—though I had no idea you had to be 18 to get a debit card).

The local mall is running a contest where you send in a picture of yourself in your most fashionable clothes and people vote online for the best, winner to get $250 to spend at the mall (this one could be a disaster—has the local mall paid any attention to how the internet works in the last five years?)

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